The other mortgage company couldn’t approve the loan. Apparently their loan officers didn’t have the experience about how to close this particular VA loan. Then, Steve Hargett and Jeff Johnson at PrimeLending took over and the loan was closed in less than three weeks*, an unheard of time these days amidst the quagmire of banking laws and regulations. But when you have knowledge, experience, a team of experts and a “purchase mortgage” oriented company like PrimeLending, loans can and do close quickly.*
Steve Hargett, Associate Loan Officer, NMLS 29846, and Jeff Johnson, Senior Loan Officer, NMLS 476341 have a combined professional experience of over 40 years in the mortgage industry. They have seen it all. They know when to anticipate problems and do not shy away from difficult loans where other lenders may falter. Using a team approach along with Linda Sorrels, NMLS 937022, their PrimeLending production assistant, the PrimeLending team often gets loans approved when other lenders bog down.
Steve and Jeff also have some outstanding products available through PrimeLending.
“We offer a one-time closing for construction to permanent loans,” Steve said. “That saves the clients lots of time and money, eliminating the need to pay for two closing costs.
Those dealing with Steve, Jeff and the PrimeLending team sing their praises, stating “There is a lot of stress in closing a loan and Jeff and Steve help take the stress out of the equation. They are knowledgeable and effective and working with them makes for smoother closings. With Jeff, Steve and Linda at work, there are no surprises.”
“If we see any problem or potential problem, we nip it in the bud,” Jeff remarked. “We correct any problem before the loan goes to our in-house underwriters. Moreover, we try to protect the client’s financial interests by offering a float down** option on many programs.” Simply put, a float down means the borrower can move to a lower rate if the rates decline, even after locking a rate during the loan process.
PrimeLending, based in Dallas, is a Plains Capital Company and licensed to do business in all 50 states. The company philosophy is simple – don’t treat the customer like a number, treat them like a neighbor.
The real estate market in the Charlottesville area is gathering steam. The interest rates are low and many homes today offer great values. Realtors are excited about the market, but they are also skeptical about getting their clients approved for loans without unexpected glitches. That’s why they enjoy working with Jeff, Steve and Linda where there are no “surprises”.
If you want an effective, experienced mortgage team and company on your side, call Jeff Johnson at 434-825-4571 or Steve Hargett at 434-760-0577. They are available 24/7. You can also contact Linda Sorrels in the PrimeLending office at 1414 Sachem Village or 434-964-1229. More information about PrimeLending is available at www.primelending.com.